Saturday, February 17, 2007

I'm so sick of healthcare expenses

Grr. Just aggravated today, and need to vent. For the last couple of years - ever since I was diagnosed with Lymphoma - Jorge and I have spent thousands of dollars on healthcare each year. Copays, premiums, uncovered expenses. It's a real burden.

Before I took my current job I made it very clear that I would not work here unless the insurance covered medical expenses related to my prior illness. It took a few weeks, but finally I was told that the insurer would cover those expenses. On my very first day on the job, I discussed this with the operations manager, and was told that in these cases, they normally fly you to South Africa to have any kind of specialty care done, but that it wouldn't be a problem.

So I'm supposed to get CT scans every 6-12 months. In a week I'll be going to Ireland for a week for work, so I asked if I could have the tests done there - since they have better facilities and I wouldn't have to take time off work.

So first off, they tell me it would be too difficult to get the tests arranged in Ireland. When I complained to the new operations manager, he took it straight to them, and they found a place where I could have the tests done. But now they're saying their insurance won't cover it, because they won't cover any check-ups or preventive healthcare, except for pre-departure immunizations, etc! What good is the insurance then, if you can only get care after you've become ill, rather than preventing it in the first place!

Anyway, I hope the office here will honor what they told me on my first day, and foot the bill. I am so tired of having to pay out of my own pocket, when I could actually be saving these insurance companies hundreds of thousands of dollars by identifying problems early on.